Whether you’re preparing for retirement, planning your legacy or just trying to make smarter use of your money, we’re here to take the weight off your shoulders.
Our suite of services bring structure, strategy and peace of mind to your finances – so you can focus on the moments that matter and feel secure about the future.
Retirement isn’t just about stopping work – it’s about having the freedom to choose how you spend your time. Whether that’s travelling, supporting your family or just enjoying a comfortable lifestyle, the big question is always the same: “Will I have enough?”
We’ll help you find a clear answer. Using market-tested cashflow forecasting, we’ll show you how your money could perform under different scenarios, when you can realistically retire and how to create a sustainable income without compromising your quality of life.
Retirement is a long chapter, not a single moment, so we work with you on an ongoing basis. As tax rules change, markets shift or your circumstances evolve – your plan adapts with you and your personal vision for life after work.
Investing should feel like an opportunity – not a gamble. With so much noise in the market, it’s easy to feel unsure about where to put your money, how much risk to take or whether your portfolio is really working for you.
We cut through the complexity with evidence-based investment strategies tailored to your goals and risk tolerance. From building long-term growth to generating reliable income, we’ll design and manage a portfolio that fits your life now and evolves with you.
You’ve got enough on your plate – so we handle the day-to-day management, monitoring and reviews of your investments for you. There’s no need to stress or second-guess – you’ll have peace of mind that your money is working hard in the background to build a more comfortable future.
Over a lifetime, it’s common to collect multiple pensions across different jobs – but that can make it hard to see the bigger picture: “Are they invested in the right way? Am I paying unnecessary fees? How do I actually draw income when the time comes?”
We help you bring everything together with clarity. By consolidating old pensions where it makes sense, structuring them tax-efficiently and planning how to withdraw, you’ll finally have confidence and control over your retirement savings.
Whether you’re still building your pot or already approaching retirement, we’ll create a strategy that turns your pensions into a reliable, tax-efficient income stream that’s designed to last.
Nobody likes paying more tax than they need to – but most people do! From income and capital gains to dividends, pensions and allowances – navigating the tax system in the UK can feel like a maze.
Momentum Wealth makes it simple. By understanding your full financial picture, we’ll build a tax strategy that minimises unnecessary payments and makes the most of every allowance available. That means more money stays in your pocket to support your goals.
Because tax rules change regularly, we’ll keep your plan up to date – so you’re always making the most efficient choices, year after year.
Passing wealth on to the next generation should feel rewarding, not stressful. Trouble is, without the right planning, inheritance tax can significantly reduce what your loved ones actually receive.
We’ll work with you to create a tailored estate plan that protects your assets, uses available exemptions and allowances and ensures your wishes are carried out in the most tax-efficient way possible.
With the right strategy in place, you’ll have peace of mind knowing your family is provided for and your legacy is preserved – without unnecessary stress or tax burdens.
For professionals in tech and global firms, RSUs (Restricted Stock Units) and ESPPs (Employee Stock Purchase Plans) can be a valuable part of your compensation – but they often come with complex tax implications and uncertainty about when to sell.
We help you make sense of it all and unlock the full value of your rewards. By understanding your overall financial picture, we’ll build a clear strategy for how to handle your equity – from when to exercise options to how to manage tax efficiently.
The result is simple… Assurance that your hard-earned shares are working for you – not creating unnecessary stress or surprise tax bills.
It’s not always easy to picture what the future looks like financially. Cashflow modelling takes the guesswork away by showing you – in black and white – how your money could perform over time.
We’ll map out your income, spending, assets and investments to build a forecast you can rely on. This lets you test different scenarios (like retiring earlier, buying a second home or helping your children) and see the long-term impact of your decisions before you make them.
With regular updates and reviews, your forecast evolves as life does – giving you clarity, control and confidence in every choice you make.
Financial planning isn’t a one-off transaction, it’s a lifelong partnership.
That’s why we always start with you – your values, your ambitions and the kind of life you want to live. The numbers, strategies and products only come after we’ve built a clear picture of what truly matters.
When we work together, it’s not about handing over your finances and walking away. It’s about building an ongoing relationship where you feel comfortable being open and honest – knowing we’ll be there to adapt your plan as your life, goals and circumstances evolve.
