UK Pensions Explained: A Beginner’s Guide to Pensions

Pensions can feel confusing, especially if no one ever explained to you how they work. This guide explains UK pensions in simple terms, so you can understand the basics. We’ll be covering the different types of pensions, how they work, the tax benefits, your options when taking money out, and what happens to your pension […]

What Is a Workplace Pension Default Fund and Should I Change It?

If you’re paying into a workplace pension, there’s a good chance your money is invested in the scheme’s default fund. In fact, various sources (Royal London, DWP, Nest) say that over 90% of people stay invested in their employer’s chosen default fund. For many UK employees, this happens automatically and is never reviewed. While default […]

Should you save, invest or pay down your mortgage?

Is it best to save, invest or pay off your mortgage? Here are the factors you should think about …

How does an increase in the interest rate affect your finances?

A brief overview of how the interest rate increase affects mortgages, savings and loans…

5 mistakes millennials are making with their money and how to fix…

Here are 5 common mistakes millennials make that hold them back from financial success and more importantly, how to fix…

3 ways to Invest your Business Profits

So the hard work has paid off and you’re building up cash reserves in your business, but you want to know how you can make…

4 Pros and Cons of Buying a Commercial Property in a SIPP

Before we get into the pros and cons, let’s start with what a SIPP is: A SIPP stands for a Self-Invested…