Can I Retire at 55 with a £300,000 Pension?

A case study using cashflow modelling — written in June 2026 Summary Can you retire at 55 with a £300,000 pension? In this case study, we show how a 55-year-old with a £300,000 pension could potentially phase into retirement using a combination of State Pension income, an appropriate investment strategy, reduced working hours and flexible […]

What Is a Workplace Pension Default Fund and Should I Change It?

If you’re paying into a workplace pension, there’s a good chance your money is invested in the scheme’s default fund. In fact, various sources (Royal London, DWP, Nest) say that over 90% of people stay invested in their employer’s chosen default fund. For many UK employees, this happens automatically and is never reviewed. While default […]